银行卡密码不是password
在国外购物如果你的卡有密码
收银员会说：
Your Pin （number），please！
Personal Identification Number
个人身份识别数字
Pin指的是我们平时刷卡消费、取现时输入的数字密码并且只有数字，不包含字母和特殊字符
什么是password？
password由字母和数字组成的密码手机银行、网银的操作密码（还有各种社交网站、视频网站等等的密码）
再举一个例子
手机解锁时输入是pin应用商店上购买app，输入的就是password
无论国内国外，钱的事都是大事，和银行相关的英文用语当然不能少。
1、在银行时你可能会说 ：
I'd like to open an account in your bank.
我想在你们银行开户。
I would like to withdrawal 1000 dollars from my saving account.
我想要从我存款账户提1000元。
Is there a transaction fee every time I withdraw ?
每次提领有没有手续费？
What's your interest rate for your checking accounts?
你们的活期存款利率是多少？
What documents should I bring in ?
我要带哪些文件呢?
I'd like to apply for a balance statement of my account.
我要申请存款证明
I'd like to apply for a credit card
我想要办一张信用卡。
I'd like to report the loss of my credit card and cancel it.
我要办理信用卡挂失并取消那张卡。
I would like to take out a loan.
我想要贷款。
Could you exchange New Taiwan dollars into U.S. dollars?
你能帮我将新台币换成美金吗?
What is exchange rate today?
今天的兑换率是多少?
Do you offer an inter-bank transfer service?
你们有跨行转帐的服务吗？
2、在银行时你可能会听到
What kind of account would you like to open?
你想开什么样的账户？
Do you have any ID with you?
我可以看一下你的证件吗?
I need your seal please
我需要你的印章。
Please fill in this form first.
麻烦先填写这张表单。
Would you like to have an ATM card and a checkbook?
你要提款卡跟支票簿吗?
The minimum deposit is $1,000 dollar for saving account
储蓄账户需要最低 1,000 元的存款
I'm sorry,this window's closed.Please go to that window.
不好意思，那个窗口已经关闭了，请到那一个窗口。
What would you like to exchange?
请问你要兑换甚么货币?
There is a service charge of US$20 for wiring the money.
我们酌收美金20元汇款手续费。
You have exceeded your credit limit.
你已经超出你的信用额度了。
3、银行相关单词
Account 账户 – Open an account 开账户
Savings account 储蓄账户
Balance 余额
Check 支票 – Cash the check 兑现支票
Traveler’s check 旅行支票
Deposit 存钱 – Make a deposit into 把钱存到…
Withdraw 提款
Current deposit /Demand deposit 活存账户
Fixed deposit /Time deposit 定存账户
Interest rate 利率 – Compound interest rate 复利
ATM 提款机
Passbook 存折
Seal 印章
Wire transfer 转帐/汇款
Money order 汇票
Money exchange 兑换外币
Denomination 面额
International fund 海外基金
Loan 贷款
Direct money to someone’s account 汇钱至某人的账户
Fill out deposit / withdrawal slip 填写存款/提款单
最后：
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